What can my Motability car be used for?
So, you’re thinking of getting a Motability vehicle and you want to know what you can use it for…
The aim of the Motability Scheme is to help provide disabled people with access to a personal vehicle. So, to ensure that this vehicle is being used for its intended purpose, there are some rules to limit its misuse.
Whether this vehicle is driven primarily by yourself, your partner, a close friend, or a family member – use of the vehicle should be for the needs of you, the disabled person it’s registered to. This doesn’t mean you have to be in the vehicle for every journey, but the vehicle must be being used for your benefit even when you’re not in the vehicle, such as driving to collect your medication from a pharmacy.
It’s really important to know what you can use your vehicle for, so you don’t misuse it. Misuse of the vehicle can lead to you losing your vehicle and not being able to lease a Motability vehicle in the future.
Who can drive my Motability car?
Only drivers who are named on the RSAM insurance to drive your Motability vehicle can legally drive it.
Just because someone is insured to drive their own vehicle it doesn’t mean they can legally drive your Motability vehicle without being named on your policy; insurance policies apply to vehicles, not to people.
With the Motability Scheme you can have up to three named drivers on your policy. Two as standard when you get your lease, and a third can be added later. Typically, this will be yourself, if you can legally drive, and someone who lives with you or lives nearby such as a partner, close friend, or family member.
Only one named driver under the age of 21 is permitted. Drivers under 25 are limited to specific vehicles of ABI Insurance Group 16 or lower and with a power output of 120 brake horsepower (BHP) or less.
If you’re not the one driving your Motability vehicle, it’s worth making sure that your named driver(s) are familiar with the rules themselves, such as everything to know about using a Blue Badge. For example, a named driver can use your Motability vehicle to drive to the supermarket without you to pick up your groceries, but they cannot use your Blue Badge to park in a disabled bay while they’re there (unless you’re in the vehicle with them or if they have a Blue Badge for their own disability).
You can add temporary named drivers; this is useful if you’re going on a trip and need someone to be able to drive your Motability vehicle for a short period. (Note: You can still only have a maximum of 3 named drivers at any one time.)
Can I use my Motability car to go to work?
(And can my partner/friend/family member use my Motability car for work?)
Only you or your spouse can use the Motability vehicle to commute to work.
While you or your spouse can use the vehicle to travel to work, neither of you can’t use it for any unauthorised business purposes like as a delivery vehicle or taxi.
You shouldn’t let anyone else use your Motability vehicle to commute to their workplace. Allowing someone to other than yourself or your spouse use your Motability vehicle to go to their work, even if they’re one of the named drivers, is misuse of your vehicle.
Can a Motability car be kept at another address?
Yes, but it needs to be pre-authorised by Motability.
If none of the named drivers live at your address – for example, if you live in a care home – a location tracker can be fitted in the Motability vehicle to ensure that you are still benefiting from it, despite it not being parked at your residence.
Things to remember…
The most important things to remember when leasing a Motability vehicle are to keep in contact with Motability if any changes occur – such as if any of your named drivers change their address, email, or telephone number – and to make sure that you are the one benefitting from the vehicle. You can also take your Motability vehicle abroad, as long as you let Motability know.
The full guide for how a Motability vehicle can be used can be found on the Motability website. If you want to know more about the Motability Scheme, read our blog on What’s Included in the Motability Scheme.
At Cartwright Mobility, we specialise in providing wheelchair accessible vehicles for private buyers or through the Motability Scheme. If you’re looking to get a WAV and need any more help, we’d love to help you – don’t hesitate to contact us for more information and a friendly chat with our team.
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